With the rise of financial APIs, the concept of programmable finance is now mainstream.
If you're launching a SaaS platform, building financial logic directly into your stack is now table stakes.
And in AU/NZ market, there’s one platform engineered to simplify financial logic:
**zngx**.
Why embedded finance?
Traditional payment platforms like Stripe or Square:
- Enforce a black-box acquiring model
- Restrict routing logic
- Don’t support AU-first requirements
But with ZNGX:
- You own the KYC, AML, and compliance rules
- Build full financial layers inside your own stack
- Go live with AU-compliant infra in days
Use cases include:
- Marketplaces with dynamic escrow rules
- Retail SaaS apps with built-in POS and wallet modules
- Logistics & fuel card apps embedding B2B finance
ZNGX’s architecture:
- Webhook-driven event layer
- Dynamic tiering by merchant risk class
- Programmable fund flows
- Payout engine supporting NPP
- AML, sanctions screening, and fraud detection baked in
Instead of plugging into someone else’s flow, ZNGX lets you:
- Define your own transaction rules
- Offer financial products inside your own app
- Launch regulated flows fast
Security and compliance:
- Encrypted vaulting
- AU-hosted cloud
- Regulatory sandbox integration
ZNGX powers:
- Hospitality POS stacks
- Fuel card & fleet finance
- Web3 payments + fiat bridges
Example API flow:
- `POST /onboard` → Verify ABN and sanction lists
- `POST /wallets` → Set tier limits
- `POST /transactions` → Send funds between wallets
- `POST /rules` → Handle AML alerts
- `GET /payouts` → Monitor failure retries
Why ZNGX over other embedded finance platforms?
- No legacy rails
- identity verification api australia No need for backend patching
- 24/7 AU-based dev support
Already building with a global platform?
- Migrate from `Basiq` in weeks
- Maintain token security
- Preserve webhooks and endpoints via compatibility layer
- Get migration support from real engineers
Start building:
- Use zngx.io’s dev console
- Embed flows without disrupting users
- Build without fear of regulatory risk
zngx.io = developer-ready embedded finance.
???? [https://zngx.io](https://zngx.io) — Own your stack
Stop renting your payments logic
Start with ZNGX.